Payments: 10 Mistakes that Most People Make

Payment Service Provider

Andrew Phillips Cliq and other payment service provider are offering e-commerce merchants a single technical interface to various online payment methods. As a matter of fact, they help various merchants in the ecommerce industry and businesses at the same time to take alternative payment methods including credit cards, bank transfers, solutions, direct debits and digital wallets.

So at the moment, what types of payment service providers available? Well as a matter of fact, there are 3 major categories for such and these include distributing payment service provider, collecting payment service provider and lastly, aggregating payment service provider. While all these payment technologies follow the same principle in providing online businesses and merchants the ability to accept different payment through the web, they are all different in regards to fees, contracting and payouts.

Andrew Phillips Cliq and other service providers are capable of taking more than one role at once which depend whether the payment method scheme enables for either aggregation or collection and also, the preference of the merchant. However, you have to be aware that Visa and MasterCard apply stricter rules and even ceased providers collecting credit card funds.

Today however, things have changed as there are more and more payment service providers similar to Andrew Phillips Cliq that moved to collection or aggregation models as it amplifies their proposals to online sellers as being a one-stop shop, increased income stream and create loyalty amongst customers.

Distributing payment service provider – between several payment schemes and the landing page of the seller, this serves as its technical intermediary. By integrating programming to the payment platform used by the distributor, online sellers all have to worry is the payment transactions. It is the distributor that will be handling data processing to the payment method scheme that is most applicable.

In regards to merchants that make use of Andrew Phillips Cliq as well as the services of distributor, it is essential to separately contact payment method scheme and from there, discuss about pricing.

Collecting payment service provider – this act as technical intermediary between the website of the seller and several payment schemes and then, collecting funds for one or more payment methods. They are taking away programming complexity for online sellers by integrating with the payment platform of the collector. The collector will be processing data to the most applicable payment method. Moreover, the collector will also collect the transaction funds for varying payment methods and then after, settle the amount that accumulated in the bank account of the merchant. Check out Andrew Phillips Cliq to find more about this.

Aggregating payment service provider – this serves technical intermediary between several payment method companies and the website of the seller. The aggregator is taking care of data processing to applicable payment method scheme.

Warts – Types and Treatment

There are many different types of warts, all of which have one thing in common… they are embarrassing, unpleasant, cosmetically unattractive, unwanted, annoying and sometimes painful protrusions that appear on the skin almost anywhere. They have always been considered ugly and in folklore over the years… witches have usually modelled a whole host of various ‘warty’ protrusions on various parts of their anatomy. In fact the larger the wart… the more evil the witch! The princess never had warts… the wicked stepmother had them though! The ‘goodies’ never sported a fashionable wart but the baddies were regularly seen displaying one or more particularly heinous ones.

What are warts and why do we get them?

They are completely benign epidermal tumors or growths on the skin and most of them are highly contagious. They originate from the human papilloma virus (HPV) which causes the infection and more than 100 HPV subtypes are known.

Warts are particularly common in childhood and are spread by direct contact or by touching itching and spreading through touch. If a wart is scratched, the viral particles may be spread to another area of skin. It can take as long as twelve months for the wart to first appear and they can just as easily spontaneously disappear temporarily or even permanently. The majority of them have a hard surface and a tiny black dot in the middle or each warty mark can often be seen. This is a capillary blood vessel seen through the skin. Warts can develop individually or in clusters and can spontaneously disappear. Hygiene must be of the highest importance to avoid cross infection and if not treated they may spread.

In children, even without treatment, some warts disappear within 6 months and up to 90% are gone in 2 years. They are more persistent than this in adults but they can sometimes disappear of their own accord.

Warts are particularly numerous and troublesome in patients that are immuno-suppressed.

There are many types of warts:

1. Common warts arise most often on the backs of fingers or toes, palms of hands and on the knees.

2. Plantar warts (verrucas) are seen on the foot – mainly on the sole of the foot.

3. Mosaic warts are also seen on the sole of the foot and appear in clusters over an area often proliferating to several centimeters in diameter. Many little dots from capillaries underneath the surface of the skin can be seen throughout mosaic warts.

4. Plane, or flat, warts are often seen on the face or limbs and under the arms and can be very numerous.

5. Periungual warts grow at the sides or under the nails and can distort nail growth if left. Treatment can be difficult because of the sensitivity of the area and the risk of damaging the nail bed.

6. Filiform warts are on a long stalk and these can appear quite often on the face where they are a most upsetting and cosmetically unattractive addition. They often have a multi faceted top like finger like projections which are very dry and crusty.

7. Oral warts can affect the lips and even inside the cheeks. They include Squamous Cell Papillomas (not to be confused with Squamous Cell Carcinomas), are small benign (non-cancerous) growth that begin in squamous cells (thin, flat cells) that are found in the tissue that forms the surface of the skin (epidermis), the passages of the respiratory and digestive tract and in the lining of hollow organs of the body.

8. Genital warts are very common. There are at least 100 different types of HPV and at least 40 can infect the genital area they are often transmitted sexually and predispose to cervical, penile and vulval cancers.

Treatment Options:

Warts are not a serious health condition and many people will not bother to treat them as often the treatment is uncomfortable and requires considerable effort. To get rid of them, the body’s own immune system has to be stimulated to attack the wart virus. Persistence with the treatment and patience is essential!

There are several options of treatment, some more successful than others.

Electrolysis

Electrolysis has been around for over 130 years for hair removal but is fairly new to wart treatment but is proving high successful and illustrating excellent results. It is a very precise form of treatment not unlike Electrosurgery (curettage and cautery) but is gentler and less invasive. Treatment techniques depend upon the type of wart but with a common wart the tiny electrolysis needle (about the size of a eyelash) is used to cauterise the surface of the skin over the affected area. This is then inserted into the centre of the wart where a high frequency, radio frequency current is expelled. Following treatment the surface of the wart will scab over, which will, after a week or so, slough away leaving perfect skin behind. More than one treatment may be required with verrucas in particular being very resilient and definitely needing more than one treatment.

Other methods of treatment include:

Occlusion. By covering the wart 24 hours of the day may result in it clearing. Duct tape is often used.

Chemical treatment. Chemical treatment includes wart paints containing salicylic acid which remove the dead surface skin cells. Perseverance is essential as it can take 12 weeks to go or more likely to reduce in size.

Cryotherapy. The wart is repeatedly frozen with liquid nitrogen resulting in blistering, swelling and sometimes permanent white scarring following treatment.

Electrosurgery (curettage & cautery) is used for particularly large and annoying warts. Under local anaesthetic, the growth is pared away and the base burned by diathermy or cautery. The wound heals in about two weeks.

Other treatments. There are numerous treatments for warts and none offer a guarantee of cure. They include: Topical creams, oral medication, vaporisation, pulse dye laser destruction of feeding blood vessels and even duck tape and banana skin are home care options.

How to Calculate Window Tint Visible Light Transmission (VLT)

Window tinting films are measured in visible light transmission levels (or VLT). This means that when we discuss a particular film, be it for fitting to a car or any other application, we normally refer to it with it’s VLT value. VLT is measured in percentage ( % ), so if you hear about a tint product being referred to as a percentage, it is the VLT that defines that percentage value.

For example, a tinting film referred to as Charcoal 5% is a charcoal coloured tint with a VLT of 5% and likewise a film referred to as green 50% is a green coloured tint film with a VLT of 50%. But what does the number actually mean?

Well, in simple terms the VLT value is the percentage of visible light that will be allowed to travel through the window tinting film from the exterior face side of the film to the interior side. This means that a 5% film will only allow 5% light travel through and a 70% film will allow 70% light to travel. In effect, this means that lower VLT films will appear darker. For instance, it is normally 5% tints that we will see on limousines for privacy.

So, fitting a 5% tint to a window will allow 5% light to travel through the glass from outside to inside, right? NO! Because we need to take into consideration the actual VLT of the window before the tint is even installed. There is no such thing as a piece of glass, no matter how clear it appears, with a VLT of 100%. This is because glass naturally filters out a little bit of visible light.

Lets look at car window tinting as this is one area where we speak of VLT often due to the fact that many countries have laws in place limiting how dark car windows should be tinted. Most modern cars come from factory with windows reading a VLT somewhere between 72% and 78%, depending on manufacturer, model and country. Say, our example car’s windows read at 72% and we add a 50% window tinting film, what is the new and final VLT of our car’s windows after installation?

The sum is very simple: V1 x V2 = V3 (Where V1 is the original VLT of the glass before tinting, V2 is the VLT of the window tinting film and V3 is the final VLT value of the glass with tint film applied).

Our car’s windows original VLT = 72% and the tint = 50 %, thus V1 = 72 and V2 = 50

The sum is 72 x 0.50 giving us 36, which we will express as a percentage. So a window with an original VLT of 72% will then have a VLT of 36% after application of a 50% film.

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A Quick Overlook of Services – Your Cheatsheet

The Best of Home Maintenance

Home being one of the important things that you will invest in and enjoy in life, you should consider other important things such as maintaining the home that is you should take home maintenance important. There are things that you should have in your mind when talking about home replacement that is when you talk about home maintenance; you will have so many things to take care of.

You will realize that you will not be able to do the maintenance alone because you will need to touch every part of that home because there are so many things that should be maintained. Some experts can take care of the general maintenance of your home so at this point where you are faced with difficulties in maintaining your home; you are advised to hire him or her.

You will need to find the best home maintenance service provider who will help you in the general maintenance of your home; then you will have to consider some important information that will make you find the best. The following information will help you in getting the best general home maintenance that will take care of every maintenance that will be needed in your home. One thing that you should know is that many things are being maintained in your homes such as the electronics both in the kitchen and the sitting room, the walls, floor, roofs and another thing.

You should do is to hire the home maintenance provider who can conduct all the maintenance in your home for the easy work. Some companies can provide you with the general maintenance of your home because they have every expert that will take care of every maintenance of your home. The other important thing that you should do is to ensure that you know is the kind of experience the company that you want to hire have and you can determine by asking the company for how long they have been doing the work.

When you walk around to neighbors houses or a friend hose, and you see f the maintenance of the house is done well, you can consider asking them to refer you to the expert that they hired who did for them these excellent work. There are many home maintenance service provider who is advertising themselves online, so you should consider searching online and find the best that will offer you the best services according to what you need. Find the previous job of these service provider because it will help you in knowing the type of service to expect from them.

The Path To Finding Better Services

Factors to Consider When Choosing Business Relocation Services

Businesses tend to shift location because of many reasons. This can be attributed to either the size of the current office space has become smaller, or the company is shifting its business elsewhere or for any other reason. Regardless of the reasons, hiring a business relocation service is the best solution when one wants to get their offices moved to another place. This article will give some of the factors to look at when it comes to choosing a corporate moving company.

To start with, make sure the organization has licensing and certification to carry out the current obligation; it is crucial to check the organization is authorized before you employ them. Make sure that their licenses are valid and that they are permitted to do business in the region they will be working at. Ensure you affirm the authorizing and permit of the area that the organization will work so the entire procedure goes on splendidly without any hiccup.

Secondly, guarantee that the business relocation company that hire has an insurance cover. A company that has insurance will give you the security that your belongings are protected when being transported. In case anything that happens to the items being relocated, like, damage, theft the insurance company of the relocating company will cater for the expenses and replacement cost.

Third, select a business relocation company that has been functioning for quite some time and that it has a proven track record in its performance. When a company has been functioning for several years, it shows that it offers quality services and that many customers seek for their services. For the organization to demonstrate their capacity to potential customers, they must keep track of their performances with the goal that the clients can check. Ensure to check on their performance record so that you can select the right company.

Reputation- A good company will always have a good reputation from its previous clients. When you get a reference to a specific organization, it implies they are great at their work. You can go to the internet and visit a company’s website and read what the previous clients had to say about their services. The remarks can be great or terrible. If the reviews are positive, then the company is right for hire, but if they’re negative, then it shows the clients were not satisfied with the performance of the company. Select a company with a favourable reputation.

In conclusion, choose a company that has employees who are capable and professional at their work. The company logistics service should be able to uphold work professionalism of high standards. Having this factors in mind, it will ensure you are selecting the best business relocating services in the market.

Motorcycle Components

In our daily life, motorcycles are also catch people’s attention except for cars and bicycles. They are important transportation mode that we can not ignore. Motorcycles have been developed a lot through these years. Modern types are quite different from the earlier ones for that they can include high-tech components.

It is common that every product should depend on various parts to achieve the expected function, so do the motorcycles. They also need specific parts to function properly. Different components work together to keep the motorcycles in a good condition.

One of the most obvious and important parts is the wheel. Generally, there are two wheels on a motorcycle which featured steel spokes traditionally. But through the development, many other types can be found now such as the cast aluminum wheels and other alloy models. Usually, rear wheels may be larger and wider than front wheels because of their drive configuration.

Drivetrain is just like the heart of the motorcycle. It is powered by the drivetrain which includes the engine. Motorcycle engines are usually centrally mounted below the driver’s seat. It conveys power to the rear drive wheel through its   transmission . The  transmission  itself is attached to the engine, and operated by a shift lever and a clutch. And the system connecting the  transmission  to the rear wheel (the final drive) varies on different types of motorcycles, and may be a chain or belt, or a solid shaft.

Brakes are also necessary components on a motorcycle. They are controlled by a hydraulic system that is activated by handlebar or foot levers. Typically, disc brakes are offered on high end models or heavier motorcycles that require more powerful brakes.

Electrical system is an indispensable part. Sometimes, it is very complex. Some of the most basic electrical components are the lights, which include the headlights, tail lights, directional signals and brake lights. In addition, the instrumentation which includes the speedometer, tachometer and odometer is also an important part of this system.

Of course, there are still many other parts which also have significance to the motorcycles. They may be added to distinguish one model from another, or to prepare a motorcycle for a certain type of driving. All in all, all of the motorcycle parts are important for the proper function of the whole machine.

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How to Cure Ringworm?

Ringworm is a very contagious skin fungal infection. It can affect all individuals and even animals. During the infection stage of the ringworm, they produce fungal spores that can be transmitted to others. When you become exposed to fungal spores, you are at high risk to develop ringworm. But ringworms are treatable, and ringworm cures are very helpful to remove and kill fungal spores.

It is very essential to kill the fungi, and prevent the spread of ringworms to your body and to other people or animals. Here are some tips that will help you:

– Perform environmental disinfection regularly. It is important to maintain a clean environment because fungal spores can be present anywhere, especially to places where the infected person has been exposed to. Bleach is common in every household, and is very effective in disinfecting the environment. You just need to make a 1:10 bleach and water solution, and use it in decontamination of floors and surfaces. This will effectively kill the fungal spores, and prevent its transmission.

– Use a vacuum with HEPA filters. High Efficiency Particulate Absorbing or Arrestance (HEPA) filter removes at least 99.97% of airborne particles such as dust and fungi. It is very useful in cleaning carpets and upholstered furniture to remove fungal spores.

– Isolate infected pets. It is very important to separate your infected pet from other animals. You should not touch or come in contact with the infected pet because you can contract the fungal spores that cause ringworm. Consult your pet’s veterinarian so that you can determine what type of treatment will help your pet resolve its ringworm.

– Do not share personal articles. Sharing is a good act but if you have ringworms, it is a big no to share your personal items to others. Your things are contaminated with fungal spores. You should keep them and disinfect them using bleach.

– Keep a clean body. Fungi flourish in dirty areas. Proper personal hygiene should be observed to prevent the spread of ringworm on your skin. It is also important to perform regular hand washing after treating your ringworm, and after touching or treating your infected pet because you can obtain fungi spores from it.

– Maintain a sweat-free body and wear comfortable clothing. Fungi thrive in hot and moist areas of your body such as armpits, groins, and areas which have folds especially to obese individuals. You should keep yourself dry and avoid wearing tight clothes.

– Use a natural ringworm remedy. Natural ringworm remedies are found to be effective against ringworm, and they are absolutely safe to use. They are medicinal herbs that use leaves or extracted oil to cure ringworm such as turmeric (Curcuma longa), coconut oil (Cocos nucifera), mustard seeds (Brassica nigra),cassia leaves (Cassia fistula), holy basil leaves (Ocimum sanctum), butea seeds (Butea monosperma), and papaya seeds (Carica papaya). They are applied directly over the ringworm patch. Carrot (Daucus carota) and spinach juice (Spinacea oleracea) are also helpful in treating ringworm because they contain large amount of beta-carotene, which are very good for skin care.

– Apply topical creams. Topical creams are effective for ringworms that have mild symptoms. They are over-the-counter medications that help to relieve ringworm symptoms and kill fungi that cause ringworms. Topical treatment should be used for 2 to 4 weeks to effectively eradicate the fungi. Topical medications include Miconazole (Micatin, Desenex, Daktarin, Monistat-Derm, and Decocort), Clotrimazole (Mycelex and Lotrimin), and Terbinafine (Lamisil AT, Lamisil, and Lamisil Dermgel).

– Administer anti-fungal pills. Anti-fungal pills are systemic treatment for severe cases of ringworm. It is recommended to consult your physician so that you will be advised on the proper dosage and length of treatment using oral anti-fungal medications. Anti-fungal pills include Griseofulvin (Gris-PEG, Grifulvin V, Fulvicin P/G, and Griseofulicin), Itraconazole (Sporanox and Sporanox PulsePak), Terbinafine (Lamisil), and Fluconazole (Diflucan).

The First Steps Towards Becoming A Working Actor

So your bags are packed and your next destination is Hollywood to pursue your life long dream of becoming a movie star. No one will say its an easy road to take, so hats off to you for going through with this journey. This article will save you a lot of time in preparation when you make it there. The first thing you need to do is land an agent. Listed below are the four main things you need to have/do in order to get that agent.

ACTING CLASSES

Before an actor becomes an actor, they are put in training. The same way a boxer conditions his or her body to become a better fighter, an actor trains through acting classes, to hone his or her craft.

Acting classes are the basics, where you start before anything else if your desire is to become an actor. You develop your skills using various techniques to mentally train your mind to transform yourself as a person saying words written on paper, into a person living in a moment of truth. There is no single method or technique that is correct; it’s all about finding the approach that works for you. Again, just like every boxer has a unique style, every actor brings something different to the table. Whether you identify with Sanford Meisner, Constantin Stanislavski, Lee Strasberg, Stella Adler, or somebody entirely different, a great acting program will offer one or a combination of the techniques that work for you.

HEADSHOTS

The first thing an agent or casting director look at (whether finding new talent or filling a role) is a headshot.

A headshot is an accurate picture of you, representing your physical attributes. A headshot photo is often of one’s face, but just as fashion trends come and go, headshot framing can be trendy as well. Another great reason to have a current photo, is so that you don’t seem outdated in terms of style, color, and formatting. A person’s entire body can be used in a headshot when submitting to a modeling agency.

A “look” is an actor’s demeanor in a photo. If an actor wishes to audition primarily for comedic roles, the photographer will direct him into a playful mood, capturing images of the actor smiling, and perhaps looking a bit goofy. For action roles, the demeanor could be more intense and serious. This is not necessarily a rule, but rather a way of creating an advantage for those going after specific roles.

When just beginning a career, it is crucial to have a variety of photos to demonstrate versatility and to open up as many doors as possible. Don’t pigeon-hole yourself right away, but at the same time, be honest with yourself. Know what you can and can’t do as an actor and get pictures that correlate with your repertoire of skills.

At the very least, an actor just starting out needs a commercial shot (generally a smiley picture used for commercial auditions) and a theatrical shot (generally more serious, used for film and television auditions).

ACTING RESUME

An actor’s resume displays the work they have done. A rule of thumb in the industry is to have your resume stapled at the corners and behind your headshot, making a clean attachment for casting directors and agents who sift through hundreds of headshots, looking for that person with the right look for a particular role. Although almost all submissions are digital these days, having hard copies of your picture and resume is still expected.

Your resume should consist of only the most the basic info: your name and contact information (either personal phone number and/or email address, or that of your agent/manager). If you belong to SAG-AFTRA you should indicate that as well. Putting your height, weight, and hair/eye color used to be standard, but has begun to phase out.

List the most prominent productions you have been involved in, and the details should be broken down into different headings: Film & TV, Theater and New Media (web series). Once your credits begin to grow, the heading of Film and TV can be broken up into two categories. Next you should list your training. Acting classes, theatre, voice over training, etc.

Lastly, the most commonly overlooked section of a resume: Special Skills. Here is where you can brag about hidden talents you have, or cash in on ordinary talents. List the sports you play, the games you know, the accents you can do, the languages you speak, etc… You’d be surprised how many actors can book a role simply because they know how to hula hoop or, believe it or not, drive a manual transmission. You can also use this section to be creative and write something that will stand out and make you memorable. If you can freestyle rap, for example, that’s a great way to grab attention on a resume, just be prepared to show it off if and when you’re asked about it. DO NOT LIE on you Special Skills section. It will only hurt you in the long run.

Now here’s the catch 22. You need an agent to get work, but you can’t get work without an agent. So how do you get work without an agent to start? I’ve been in this predicament, and had an agent call me and tell me this exact bit of information.

“A good agent won’t represent somebody who doesn’t have an acting background, even if you found one that did, you don’t want that type of agent representing you. You need to focus on building your resume. Get enrolled in some acting classes, and for work, try looking into either Craigslist to get involved in any student films, or lacasting.com and do some extra work. All of this will help build your resume and show you are serious about acting.”

DEMO REEL

After you feel you’ve taken enough acting classes, had your headshots taken, it’s time to start looking for representation. It’s very difficult getting represented by an agent with just your headshots, resume and acting training. You need a video montage of you showing off your acting chops. This where a demo reel comes in handy.

A demo reel is a collection of scenes edited together to showcase the ability of an actor. Demo reels are also made for directors, cinematographers and editors as well. For an actor, a demo reel can be used to show their genre range, mixing in various works they have done from dramatic to comedic. They can also be tailored to represent an actor in one complete genre, such as an all action genre reel. This usually comes only after the actor has enough credits to warrant separate reels.

A good demo reel is usually between three to five minutes in length and displays anywhere from six to eight scenes. Sizzle reels, are a trimmed down version of a demo reel, usually running no more than one minute in length with music overlaying the edited footage giving a “teaser” type effect. Sizzle reels are becoming quite popular, as they are quick and stylish. It is good to have both, as every agent has their own reservation for what they want submitted.

The biggest mistake people make in getting their demo reel made is that they over do it. Often times I’ve seen demo reels consisting of scenes of a person screaming at the top of their lungs or crying, or holding a gun and shooting someone. A great demo reel should be 2 things, subtle and entertaining. Keep that in mind. And always lead with your best stuff, either your most impressive credit, or the clip(s) that showcase you the best. Remember, the person watching the reel doesn’t love you as much as you might love yourself, and isn’t likely to watch the entire thing, no matter how short it is.

TIME TO GET AN AGENT

At the end of it all, you’ve got enough acting classes under your belt, you have a great new headshot, your resume is substantial and growing, and you have a reel that represents you well, it is now time for you to find an agent. You can check out our updated Agent list. We hope this article has been a good source of information to you. Check out our site for other articles related to the world of acting. Good luck on your journey, looking forward to seeing you on the silver screen!